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Due to favorable disposition of residents to participation in Rotating Savings and Credit Associations (ROSCAs) in the Ogun State, Nigeria many individuals are nursing the ambition to establish one. This study provides empirical link between the socio-economic characteristics of residents within the division with a view to helping prospective foreman to understand factors that predispose residents to participation for decision-making. Data were obtained from 400 respondents and 25 randomly selected residents and foremen respectively within the division. Structured questionnaire and semistructured interview were the instrument for data collection. The mixedmethod collected data were analyzed using descriptive statistics, logit regression model and content analysis as applicable. Irrespective of the respondents’ ROSCA participation status, a typical respondent had about two members of his/her household working. Education, marital status, sex and annual income of the respondents were significant (p
Akerele, Ezekiel Olaoluwa, Obasanya, Sheriff, Osunmakinde Mobolaji Adeboun, Lawal Adenike Olusola, Olugbemi, Moyosore Titilayo. (2021) DETERMINANTS OF PARTICIPATION IN ROTATING SAVINGS AND CREDIT ASSOCIATIONS (ROSCAs) IN OGUN STATE, NIGERIA, International Journal of Management Research and Emerging Sciences, Volume 11, Issue 2.
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