مقالے کی معلومات
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Pakistan is world’s sixth most populous country with a population of more than
179.5 million (census, 2012)1
and it is indeed a well-known fact that enrolment
rate in higher education is approximately 5% which is very low as compare to
the developed countries and this has not even at par when we compare it with
the India, Srilanka, Bangladesh2
. Analyzing a few reasons gets us to a
conclusion that there are some unfortunate circumstances where people do
compromise on their child’s education. And the ultimate result is the decline of
educational status of the country. And thus the future remains gloomy. Securing
child’s educational future is surely every parent’s first n foremost duty and
responsibility. Every child of this nation deserves a big start which obviously
helps him/her further in achieving major successes of his/her lifetime. After
analyzing current circumstances of our country, the rise of inflation is highly
recognized due to several reasons and with the passage of time, in this
competitive society the significance of education has greatly amplified. Parents
sometimes have to compromise on their child’s interests, welfare and future
because of lack of funds to pay for their education. It is a harsh reality that
people still do dream about fulfilling their child’s every need with expenses
rising day by the day.
This study has analyses and records feedback from various people on
educational future of their children. The ultimate conclusion of the study is that
Saving Based Takaful products can help in providing children with a better and
secure educational future. The views of the respondents clearly state the vitality
of an investment plan which can be designed to provide adequate money for key
educational milestones in a child’s life. With the help of this study, the
researchers have tried to emphasize on the fact that if people plan for their
children’s’ education considering Shariah rules and principles, the overall
enrolment rate of higher education can potentially increase.
Muhammad Imran. (2012) ROLE OF SAVING BASED TAKAFUL PRODUCTS IN INCREASING HIGHER EDUCATION ENROLMENT IN PAKISTAN, Journal of Social Science and Humanities, Volume 51, Issue 2.
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