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The study aimed to investigate firm decisionsofusing interest rate derivatives and factors affecting this decision. Study is conducted by selecting data of 191 non-financial sector companieslisted on PSX from 2010 to 2015.Logit model was employed to detect contribution magnitude of foreign sales, profitability, leverage, liquidity, price to earnings, interest coverage ratio and dividend payout towards decisions by firm of using the interest rate derivatives. The expected users of interest rate derivatives for purpose of interest rate exposure management were the firms with high foreign sales,lesser leverage, low profits,low dividend payout ratio andlow interest coverage ratio. The examination concludes that these derivatives are financial engineering tools and serve as immunization instruments for a firm from anticipated future financial risk. Keywords: Risk management, Interest rate derivatives, Foreign sales, Hedging, Panel logit model

Taqadus Bashir. (2019) Interest Rate Risk Management by Financial Engineering in Pakistani Non-Financial Firms, Journal of Managerial Sciences, Volume 13, Issue 3.
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