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Microfinance is the most experimented philosophy in today’s era. It has infact become a strategic tool for financial inclusion as well. The quantitative growth of microfinance in India mainly through Self Help Groups (SHG) is quiet evident from various studies and reports. Self Help Groups are emerging as a popular vehicle of microfinance. Substantial majority of these groups are women SHGs. In India of more than 61 lakhs of SHGs formed under the NABARD’s SHG-Bank Linkage programme, almost 83% are women SHGs. They are used largely for poverty alleviation. However, various studies reveal that SHGs can supplement empowerment equally. SHGs are providing financial orientation and benefits to the participants. Obviously, this leads to economic empowerment of the members. In addition the group mechanism is assumed to be useful for social empowerment also. The dynamics of this philosophy is studied recently with some positive results. An attempt is made to understand the impact of SHGs on women empowerment. The study also focuses on examining the role of certain factors (influencers) in affecting empowerment.
Aparna Bhonde Saraf. (2011) Impact Of Self Help Groups On Women Empowerment: A Study With Reference To Women Self Help Groups In Aurangabad District, Pakistan Journal of Gender Studies, Vol. 5, Issue 1.
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