تلخیص
With today's complex financial developments, financial literacy is
essential because it affects not only corporate financial decisions but
also the broader financial well-being of the country's economic and
social development. The purpose of this study is to investigate the
factors that affect the financial decisions among college and university
students in Pakistan. The data was collected through a selfadministered questionnaire. A total of 446 completed and usable
questionnaires were collected from Students .The empirical results
show that there is a statistically significant relationship between
financial literacy and the financial attitude toward the financial
decisions, while there is positive relationship between financial
socialization and financial decisions. This study is important to
understand how these financial literacy and financial attitude with
mediating variable affect the financial decisions of young people
especially college and university level students. Efforts may be made to
strengthen these variables in order to increase the financial literacy
rates of these university students.
Ali Asad, Umar Hayat, Asifa Kanwal. (2018) Impact of Financial Literacy and Financial Attitude on Financial Decisions: Mediating Role of Financial Socialization , Journal of Managerial Sciences, Volume 12, Issue 3.
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