Abstract
In case of Pakistan, various studies have been conducted in different
times to observe the saving patterns in the country. For example Burney and
Khan (1992) assess the household saving behavior using micro data for the
period 1984-85. The authors utilize OLS technique and estimate separately
three saving functions, which includes Keynes, Klein and Landau. The
findings indicate that income and saving of urban household are significantly
higher than rural household. Dependency ratio and education negatively In case of Pakistan, various studies have been conducted in different
times to observe the saving patterns in the country. For example Burney and
Khan (1992) assess the household saving behavior using micro data for the
period 1984-85. The authors utilize OLS technique and estimate separately
three saving functions, which includes Keynes, Klein and Landau. The
findings indicate that income and saving of urban household are significantly
higher than rural household. Dependency ratio and education negatively
