تلخیص
Finance is the life blood of business and banks are the backbone of the modern economy.
From a wealthy businessman to a peasant, every Muslim has different interactions with
banks. It is necessary to examine the modern banking in the light of Shariah to differentiate
the Halal and Haram interactions. This article elaborates and critically examines some
burning aspects of the modern banking system. Some important issues which have been
discussed in this article are Shariah rulings about different Kinds of bank accounts , leasing
systems in modern banking, financing a business through banks, currency exchange, interest
receiving on trade and ordinary loans , Zakat deduction through banks , Musharaka,
Mudaraba and Qarz e Hasna schemes launched by the banks , different kinds of service
charges , leases , hire purchase, and working in a bank as an employee. All these points have
been discussed keeping in view the Quran, Sunnah and views of prominent scholars.
Dr Naseem Mehmood, Muhammad Umar Rafeeq. (2019) A Shariah Outlook on Traditional Banking Operations in Pakistan, , Volume-07, Issue-1.
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