Abstract
This Paper shows the comparative study of two peer groups of Microfinance Institutions based on the data of Pakistan
Microfinance Institutions. Microfinance is the provision of financial services for the poor. The financial services include savings,
insurance, transfer of funds and credit facility. The performance has been measured through return on assets, return on equity and
financial self-sufficiency being the dependent variables. Size, debt-equity, number of borrowers, number of women borrowers, risk
coverage ratio has been employed as independent variables. Secondary data of 24 microfinance institutions and 11 microfinance
banks from 2006 to 2017 has been analyzed by applying t-test, correlation, multiple regression analysis and Mann-Whitney U-test
on the penal data. The hausman test has also been applied and resultantly fixed effect regression model performed. The results
show that Clients based microfinance institutions (MFBs) has statistically significant economic impact on the performance. The Rsquare test has also supported the results. The Mann-Whitney U-test performance and economic impact of MFBs is higher than the
MFIs.
Mahmood Ahmed Aziz, Bilal Aziz. (2019) Comparative Analysis on the Economic Impacts of Client’s and Member based Microfinance Institutions in Pakistan, Paradigms , Vol 13, Issue 2.
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