Abstract
This paper investigates the extent to which the Islamic bankers (Risk
managers & Chief Financial Officers, (CFOs) understand risk
management practices and perception of Islamic bankers about
identification of potential risks in Malaysia, UAE and Pakistan. The
sample consists of forty eight risk managers and CFOs in three Islamic
countries. The results indicate that Malaysia has more females (59%)
working as risk managers and CFOs between the age of 31-40 years
than UAE and Pakistan. Moreover, Malaysian risk managers and
CFOs have better understanding of risk management practices as well
as identification of potential risk. After Malaysia the UAE is better in
risk management practices as compared to Pakistan. Similarly,
Malaysian risk managers and CFOs can clearly identify the potential
risk. After Malaysia the UAE risk managers and CFOs can also
identify the potential risk. On the other hand, Pakistani risk managers
and CFOs are comparatively weak in identification of potential risk.
The findings of this paper will be beneficial for the bankers, investors,
depositors and policy makers to implement efficient risk monitoring
techniques and to ensure the availability of well trained employees.
Samina Riaz, Muhammad Irfan Khan, Athar Iqbal. (2018) Risk Management Practices and Islamic Bankers’ Perception about Potential Risk in Islamic Countries , Journal of Managerial Sciences, Volume 12, Issue 3.
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